Lending

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What is DeFi and the Value Behind? (The Nature)

Throughout 2021, DeFi has become increasingly discussed among the market. DeFi, short for decentralized finance, is a kind of application on public blockchain aiming to establish a centralized-medium free financial service. DeFi describes a prospect that each one could directly participate in the worldwide peer-to-peer financial activities. This may have a long way to go, but will eventually change the world.
What is DeFi and the Value Behind? (The Nature)
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What is DeFi and the Value Behind? (The Catogary)

DeFi applications include lending and borrowing, spot exchange, derivative exchange, stablecoin, assets management, and synthetic assets creation.
What is DeFi and the Value Behind? (The Catogary)
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Due to Usury Laws and Predatory Lending, States Sue the OCC and Brian Brooks

This time, due to usury laws and predatory lending, more and more state regulators are firing on OCC and Brian Brooks.
Due to Usury Laws and Predatory Lending, States Sue the OCC and Brian Brooks
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12/21: DeFi Market Suffers Continuous Decline

Although some programs in the DeFi sector have rebounded, they have not yet returned to their previous levels.
12/21: DeFi Market Suffers Continuous Decline
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12/20: DeFi Market Shows a Downward Trend

Today, the DeFi market generally shows a downward trend.
12/20: DeFi Market Shows a Downward Trend
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Bitcoin Lending Service Is Now Available on SBI VC Trade

SBI manages to make Ether and XRP lending available in the near future.
Bitcoin Lending Service Is Now Available on SBI VC Trade
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ICoinTime|Celsius Doubled Its Crypto Holding Within 6 Months

Celsius, the centralized crypto lending platform, announces to have doubled its crypto holdings with merely 6 months and now possesses $2.2 billion in assets under management.
ICoinTime|Celsius Doubled Its Crypto Holding Within 6 Months
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Crypto Lender Celsius Taps Horizen for 'Proof-of-Reserves' Proof of Concept

The proof-of-reserves pilot would take information that appears on Celsius’ website and have it fed from a public Horizen sidechain instead.
Crypto Lender Celsius Taps Horizen for 'Proof-of-Reserves' Proof of Concept
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Bitcoin Hodlers Get a Lending Option With No KYC

Non-custodial crypto exchange Hodl Hodl is launching a peer-to-peer lending marketplace for hardcore bitcoiners that won't ask for KYC info.
Bitcoin Hodlers Get a Lending Option With No KYC
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Crypto Lender Celsius Makes It Easier to Borrow Bitcoin-backed Loans

Celsius Network, a centralized crypto lending and interest platform, has lowered the minimum borrowing requirement for a new loan to $500.
Crypto Lender Celsius Makes It Easier to Borrow Bitcoin-backed Loans
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